How Good Debt Can Go Bad

Have you heard someone say, “debt is fine as long as it’s ‘good’ debt?”  The idea of good debt is defined as using debt to purchase something that will appreciate in value.  Some view it as a tool that helps you meet your goals faster and more easily.  Here are four common sources of ‘good’ debt and how these debts can actually turn bad. Home Mortgages Paying cash for a home is very difficult, … [Read more...]

Is it Smart to Buy a Smart Phone?

We’re living in a wireless world today.  Almost everything you do utilizes the net and most of your online activity can even be done through your cell phone.  These smart phones have incredible features and allow you to connect with others on the internet in a split second. Smart phones are very popular today because they connect you instantly with the latest breaking news and many other … [Read more...]

How to Save Money on Your Grocery Bill

I talk with a lot of people who wish they could save a little more each month with their grocery bill.  Sometimes, the difference in amounts spent for food can be upwards of $100 -$200 per month for similar sized families.  Interestingly, most of the people I know who have their grocery budget under control utilize some or all of the tips below. Plan a Month’s Worth of Meals. If you’re like our … [Read more...]