How To Get Out Of Debt: Channel Your Impulse Buying

One of the most effective methods that we decided upon when figuring out how to get out of debt, was to channel our impulse spending. This has helped us to both get out of debt faster and to develop discipline with our finances. How to Get Out of Debt by Evaluating Expenses In talking with people about their finances, I've found that one of the problems that many people face when trying to … [Read more...]

Child Care Costs: 7 Easy Ways To Save Money

Over the last decade or two, child care costs have grown exponentially and will probably get worse in the near future. This is due to the growing number of two-income homes that we have seen in this country. Here are a few things that you can do in order to reduce your child care costs. Look For Lower Child Care Costs at Churches Since I happen to live in the daycare capital of America (New … [Read more...]

The Hidden Benefits of Decluttering Your Home

As the New Year is in full swing, you may have made resolutions that include decluttering your home. This is one resolution that some allow to fall through the cracks, or if they do get to it, they wait until the annual ritual of Spring cleaning to get motivated (unless we are talking about disposing of unwanted Christmas gifts). Although this may be tempting, there are several reasons why … [Read more...]

What it Really Means When You Buy Stock

When considering investing in stocks, there is a lot that we must learn. First we must determine whether we have the time/knowledge to choose our own investments or if we should take a more passive route (hiring a broker, passive index investing, choosing age-related mutual funds, etc). Then we must figure out our investing temperament and risk tolerance,  decide on an length of time to stay … [Read more...]

What Forever Stamps Can Teach Us About Economics and Pulling Forward Demand

According to a story on CNNMoney, the United States Postal Service has decided that all new first-class stamps will be issued as "Forever Stamps", beginning  in January 2011. This is being pushed as good news for those who still use "snail mail", and in many ways it is. You won't have to worry about finding two-cent stamps (I have so many stamps that don't add up to the current postage) or … [Read more...]

How To Protect Yourself from ATM Theft

ATM theft and ATM fraud is on the rise as thieves become bolder and smarter! ATMs have always been dangerous places - pictures of people being held up or attacked from behind always flood my mind when I think of this sort of theft. However, with the ever-increasing ability to pack powerful technology into a tiny device, skimming has now become a major problem. According to an article on … [Read more...]

Home Improvement and Repairs | 10 Ways to Save Money

Welcome to Money Saving Monday where we remind ourselves that community is the greatest money saving resource we have. Each month, you’ll have a chance to win one of two $15 Amazon gift cards. Simply leave your tips and suggestions, and if it is a top pick of the month, you’ll get a $15.00 gift card. By the way, with just a handful of comments each day, you’ve got a great opportunity to win … [Read more...]

13 Ways to Save Money on Car Insurance

Welcome to Money Saving Monday where we remind ourselves that community is the greatest money saving resource we have. Each month, you’ll have a chance to win one of two $15 Amazon gift cards.  Simply leave your tips and suggestions, and if it is a top pick of the month, you’ll get a $15.00 gift card. By the way, with just a handful of comments each day, you’ve got a great opportunity to win … [Read more...]

8 Ways to Save Money on Federal Tax Preparation

8 Ways to Save Money on Federal Tax Preparation Know Your Tax Situation - This is the most important tip that I can give. Understand the basics of your tax situation (do you itemize, # of deductions, # of exemptions, filing status, etc). This will make it easy for you to compare prices of either a professional or software. Do it Yourself - If your tax situation is simple enough, then you can … [Read more...]

10 Ways to Save Money During Black Friday

10 Ways to Save Money During Black Friday Don't Shop - Honestly, don't use Black Friday as an excuse to cast aside discipline and spend money! There is no law that says you must shop on the day after Thanksgiving. We never go shopping on Black Friday (just don't ask about Cyber Monday)! Research - Details about the various sales that will be available can be found all over the … [Read more...]